Published on April 20th, 2017 | by Guest

Four Reasons Investing In A Dashcam Makes Sense

It may seem everywhere you turn there is a camera present. We live in a world where recording people’s every move has become the norm. From stores recording us as we shop, to cameras recording us on the streets, it’s essentially impossible to escape the view of a camera. Cameras are an integral part of security, and can also serve a purpose in your car.

It may seem a bit excessive to have a dashcam mounted in your car, but there are actually many benefits to recording what is going on both inside and outside of your car. Here are the top four reasons you should consider purchasing a dashcam.

You Have First-Hand Documentation Of A Car Accident

One of the top reasons to install a dashcam is to document accidents. For instance, let’s say you get in a car accident where another driver runs a red light and hits your car. If you have a dashcam, you have hard evidence to submit to prove the other party was at fault. This type of proof can save you money in costly car repairs, as well as help you avoid a spike in your insurance rates.

You Can Prevent Insurance Fraud

There are many people in the world who get into accidents on purpose to collect money from victims and their insurance companies. Without a dashcam, it could be hard to prove you were not at fault in such an accident. A dashcam can greatly decrease your chances of falling victim to a scam.

You Can Document Parking Accidents

Sometimes the place where your car is susceptible to the most damage is not the road, rather the parking lot or parking garage. Parking garages and parking lots usually have cameras, but these cameras rarely pick up anything useful. Dashcams can keep running even when you are not in your car, which can help record the license plate and vehicle description of someone who damages your car and leaves the scene.

Catch Vandals and Thieves

As a driver, you most likely have comprehensive insurance that protects your car against damages that are not related to collisions on the road. Not only will a dashcam deter vandals from messing with your car in the first place, it will record vandals and thieves in the act if they decide to mess with your car. A dashcam can help you catch the vandal or thief, and can even help your insurance company prove how the damage was done. This will help you keep your comprehensive insurance rates low by proving you were not at fault.

Top 3 Dashcams To Consider

There are a wide variety of dashcams on the market to satisfy a variety of budgets. Here are the top three dashcams by price point.

High Budget: Black Vue DR-650GW

The Black Vue DR-650GW is a dual view camera that combines 2.4MP front-facing and 1MP rear-facing sensors into one camera. It comes with all of the standard bells and whistles in addition to a GPS receiver that can record the speed and position of your vehicle. You can also connect this dash cam to any iOS or Android device via a dedicated app. This high-end camera can be purchased on Amazon for $359.00.

Mid-Range: Garmin Dash Cam 35

The Garmin Dash Cam 35 is one of the bestselling dash cams in its segment. This dash cam features 1080p video recording quality, a GPS receiver, and a 2.3-inch touchscreen interface. The Garmin Dash Cam 35 can take still images, record sounds inside your car, automatically save recordings from collisions and accidents, and can even playback the footage on the LCD display on your computer. You can purchase this dash cam on Amazon for $135.99.

Low Budget: GT300 1080P 2.4 Inch Car Dashcam Video Recorder

This dash cam is perfect for the budget-conscious consumer who wishes to buy a quality dashcam with standard features. The GT300 has an impressive number of features, and includes 1080p recording quality, motion detector, and anti-shake setup. This dashcam received 4.8 out of 5 stars on Amazon, and can be purchased for a shocking $15.99.

The Bottom Line

To sum it up, a dashboard camera is a great investment that can help you avoid insurance fraud, and help prove fault in an accident. A dashcam can also help your comprehensive insurance rates stay low by catching thieves or vandals in the act. There are a variety of camera options for every budget, providing you with a great reason to invest in this technology. Remember, it’s always better to be safe than sorry.

Author bio:

This article is contributed by John from iMoney, the leading financial comparison site in the Philippines. Our goal is to provide relevant and current information on financial products and services, as well as general money saving insights and investment advice for everyone’s betterment.

Tags: dashcam, four, investing, reasons, sense