The Best Apps for Saving Money and Getting More Value
We all know that finances can ebb and flow. Whether it’s something outside of your control, like the economy, or you’ve got to tighten your purse strings for personal reasons, your financial status is almost always in a state of flux. With this being the case, it pays to be smart with your money, even when times are good. Even some of the richest people in the world like to manage their money and, if possible, get a bargain. The good news is that it’s easier than ever to get a handle on your finances. It doesn’t matter what your status is, whether you’ve got a lot of money or a little, there are apps and services that can help you maximise your money. With this in mind, here’s how to save money and find the best deals online and on your mobile.
Virtual Vouchers
Voucher code sites popped up over a decade ago and now, they’re everywhere. From VoucherCloud to Voucher Codes, these sites cover all manner of products and services. All you have to do is scroll through the list of offers, find something that takes your fancy and get the voucher code. Once you’ve done that, go to the retailer (a link on the voucher site can take you there) and input the code as you’re making a payment. It’s worth noting that not all codes work all the time. However, these sites have evolved in recent years to the point where you can see when a code was last used and its success rate. Therefore, you can get the best hit rate and, in turn, the best discounts.
Reviews and Rating Sites
There are sites out there that will scour the internet for the latest products, review them and, when possible, pick out the best deals. GoCompare and Compare the Market are two of the leading sites within this industry. In essence, they’re search engines that allow you to input a variety of variables and find a deal suitable based on your need. Similar to these comparison sites are review platforms which are particularly popular in the gaming industry. Casino gaming tends to cost money, so players value promotions and cashback offers. As such, customers can scroll through the best online casino bonuses and see how they’re rated by experts. Not only that, but they can also get an overview of the terms and conditions, so they know if a promotion is right for them. Basically, this is another way to find deals and get more value.
Roundups and Savings
Another way to get more for your money is to save in a more effective way. The good news is that technology is there to help. Banking apps have a feature known as roundups. Monzo, for example, rounds up transactions to whole amounts. For example, if you buy something via your Monzo account and the item costs £19.95, the software can round it up to £20 and put the £0.05 in a savings pot. That might not be a lot of money, but it soon adds up if you’re making dozens of transactions every week.
This idea has also been adopted by savings and investment companies. Apps such as Moneybox and Plum allow you to link multiple accounts into a single system that tracks your spending. Transactions then get rounded up but, instead of the extra money going into a savings account, they go into an investment account. There is a danger that you can start spending needlessly in order to generate more roundups. However, because these apps link to existing payment methods, they do their job covertly. Therefore, you won’t even know it’s happening.
Embrace Modern Ways of Getting More for Your Money
Finding discounts and new ways to save is important. As we’ve said, finances ebb and flow over time, so it pays to spend wisely and put something away for a rainy day. Modern technology makes it easier than ever to do both of these things. Indeed, there are apps for almost anything these days. If you want to watch movies online, there are plenty of ways to do it. Want to learn something? Why not try the top online teaching apps? Need to make your money go further? No problem. We’ve outlined some of the best ways to get more value online, the only thing you need to do is make use of the resources available.
About the Author
Sunit Nandi I'm the leader of Techno FAQ. Also an engineering college student with immense interest in science and technology. Other interests include literature, coin collecting, gardening and photography. Always wish to live life like there's no tomorrow.
